- BRANCHES
- Uliga
- Ebeye
- Airport
- Kwajalein
- VILLAGE BANKS
- Roi Namur
- Jaluit
- Arno
- Laura
- ACTIVITIES
- MoneyGram®
- Microloan
- Loan by Phone
- Quick Loan
-
LINKS
- CMI
- RRE
- NTA
- MIVA
- Government
- Yokwe
- Embassy
- Chamber
- Coop
- Billfish
- Bikini
- AMI
- Alele
- Statistics
- UN
- Canoe
- Ri-Majol
- MISSA
- PII
- Journal
- Resort
- Rongelap
|
Fee Schedule
- Deposit interest method
- Interest is calculated daily and rounded to the nearest cent
at the account's stated rate on the account's closing daily balance
using a 365 day basis and accumulated until paid on the last business
day of each month, quarter, or year as may be projected to include the last
calendar day of the month. Interest is therefore paid (compounded) monthly,
quarterly, or annually and available for withdrawal on the first business day of
the following month.
- Monthly service charges if the average balance falls below a
minimum amount
- Checking accounts ($15)
- Money market checking ($20)
- Savings accounts ($2)
- Savings account transaction or other activity charges
- 4 withdrawals per month allowed then ($2) each
- Any withdrawal without a passbook ($5)
- Checking accounts transaction or other activity charges
-
- Check presented against a balance with insufficient funds ($15)
- Return check for any reason ($15)
- Stop payment order ($15)
- Wire transfers
-
- Minimum charge ($25)
- .5% of amount if over ($10,000)
- Plus telex fee of ($25)
- Wire transfer forwarded ($25)
- Other charges
- Automatic transfer to cover overdraft ($15)
- Cashier's checks ($8 local - $10 First Hawaiian Bank)
- Traveler's checks (1%)
- Forwarding deposit to another bank ($50)
- Business checking book ($10)
- Non-standard check ($1)
- Outgoing fax: (Ebeye=$3), (Off island=$5)
- TCD withdrawal (not mature) ($50) - rate will drop to savings rate (1.5%)
- Xerox ($.25)
- Allotment through bank (processing fee=$30)
- Deposit certificate (request fee=$10)
- Temporary checks ($.50)
- Miscellaneous charges - Special Checking, Savings, Loan
- Statement request ($5)
- Checking deposit book ($15)
- Replacement Savings passbook ($15)
- Checking Account closed within 90 days of opening ($15)
- Savings Account closed within 90 days of opening ($15)
- Garnishment ($50)
- Other legal process ($50)
- Notary Public ($5)
- Issue Letter of Credit - .25% per 3 months
- Issue Letter of Credit - .5% per 6 months
- Issue Letter of Credit - .75% per 9 months
- Letter of Credit statement (.25%)
- Letter of Credit amendment ($200)
- Letter of Credit guarantee (1%)
- Government bid bond (1%)
- Loan fee - $1,000 & below ($10)
- Loan fee - $1,000 - $2,000 ($20)
- Loan fee - $2,001 - $3,000 ($30)
- Loan fee - $3,000 & up ($50)
- Business Loan fee (1%)
- Late fee (5%)
- Sight Draft agreement fee ($50)
- Overdraft agreement (18.5%)
- Non-customer charges
- Cash a check without an account (minimum of $5) or (1%)
- Exchange cash with an account (5%)
|
